Guide · Updated October 2026
How to buy US stocks from India
Yes, you can own Apple, Nvidia or the S&P 500 from India. Here’s what you need to know before you start.
The rules
- Indian residents invest abroad under RBI's Liberalised Remittance Scheme (LRS), up to $250,000 per financial year.
- Tax collected at source (TCS) can apply to overseas remittances above the yearly threshold. You can adjust it against your income tax.
- Gains and dividends from US stocks are taxable in India; declare foreign assets in your tax return (Schedule FA).
Step by step
- 1Pick a platform that accepts residents of India.
- 2Verify your identity (ID and a selfie).
- 3Fill in a W-8BEN form so you pay 25% on US dividends instead of 30%.
- 4Add money in INR or USD. Check the exchange rate and deposit fee.
- 5Buy a stock or ETF. Fractional shares let you start small.
US dividend tax
25%
US tax on gains
0% for non-residents
Biggest hidden cost
Exchange rate
Your options today
- Indian apps that partner with US brokers (for example Vested or INDmoney)
- International brokers that accept Indian residents (for example Interactive Brokers)
A simpler way is coming: Octaze
US stocks and ETFs from $100, from India and across the globe.
First 500 get zero fees for 6 months · 497 spots left
Questions
Can I buy US stocks from India?
Indian residents invest abroad under RBI's Liberalised Remittance Scheme (LRS), up to $250,000 per financial year.
How much US tax do I pay on dividends from India?
25%. File a W-8BEN form with your broker to get this treaty rate instead of the default 30%.
What is the minimum to start?
Many platforms offer fractional shares, so you can start small. Octaze will let you start from $100.
General information, not financial or tax advice. Rules change, so confirm with your bank or a tax adviser. See also the what-if calculator.