Guide · Updated October 2026
How to buy US stocks from the Philippines
Yes, you can own Apple, Nvidia or the S&P 500 from the Philippines. Here’s what you need to know before you start.
The rules
- Filipino residents can generally open accounts with foreign brokers that accept the Philippines.
- Your bank may ask about the purpose of large outward transfers.
- US dividends are taxed at source; a W-8BEN applies the US–Philippines treaty rate.
Step by step
- 1Pick a platform that accepts residents of the Philippines.
- 2Verify your identity (ID and a selfie).
- 3Fill in a W-8BEN form so you pay 25% on US dividends instead of 30%.
- 4Add money in PHP or USD. Check the exchange rate and deposit fee.
- 5Buy a stock or ETF. Fractional shares let you start small.
US dividend tax
25%
US tax on gains
0% for non-residents
Biggest hidden cost
Exchange rate
Your options today
- Investing apps available in the Philippines that offer US stocks (check the app's eligibility)
- International brokers that accept Philippine residents (for example Interactive Brokers)
A simpler way is coming: Octaze
US stocks and ETFs from $100, from the Philippines and across the globe.
First 500 get zero fees for 6 months · 498 spots left
Questions
Can I buy US stocks from the Philippines?
Filipino residents can generally open accounts with foreign brokers that accept the Philippines.
How much US tax do I pay on dividends from the Philippines?
25%. File a W-8BEN form with your broker to get this treaty rate instead of the default 30%.
What is the minimum to start?
Many platforms offer fractional shares, so you can start small. Octaze will let you start from $100.
General information, not financial or tax advice. Rules change, so confirm with your bank or a tax adviser. See also the what-if calculator.