Guide · Updated October 2026
How to buy US stocks from Indonesia
Yes, you can own Apple, Nvidia or the S&P 500 from Indonesia. Here’s what you need to know before you start.
The rules
- Several Indonesian apps offer US stocks to local residents, often with fractional shares.
- A W-8BEN applies the 15% US–Indonesia treaty rate on dividends.
- Choose apps supervised by Indonesia's financial regulator (OJK/Bappebti).
Step by step
- 1Pick a platform that accepts residents of Indonesia.
- 2Verify your identity (ID and a selfie).
- 3Fill in a W-8BEN form so you pay 15% on US dividends instead of 30%.
- 4Add money in IDR or USD. Check the exchange rate and deposit fee.
- 5Buy a stock or ETF. Fractional shares let you start small.
US dividend tax
15%
US tax on gains
0% for non-residents
Biggest hidden cost
Exchange rate
Your options today
- Indonesian investing apps that offer US stocks (for example Gotrade or Pluang)
- International brokers that accept Indonesian residents
A simpler way is coming: Octaze
US stocks and ETFs from $100, from Indonesia and across the globe.
First 500 get zero fees for 6 months · 497 spots left
Questions
Can I buy US stocks from Indonesia?
Several Indonesian apps offer US stocks to local residents, often with fractional shares.
How much US tax do I pay on dividends from Indonesia?
15%. File a W-8BEN form with your broker to get this treaty rate instead of the default 30%.
What is the minimum to start?
Many platforms offer fractional shares, so you can start small. Octaze will let you start from $100.
General information, not financial or tax advice. Rules change, so confirm with your bank or a tax adviser. See also the what-if calculator.