Guide · Updated October 2026

How to buy US stocks from the UAE

Yes, you can own Apple, Nvidia or the S&P 500 from the UAE. Here’s what you need to know before you start.

The rules

  • UAE residents face no local income tax on investment gains.
  • The UAE has no income tax treaty with the US, so US dividends are withheld at 30%.
  • Use a platform regulated in the UAE (DFSA, FSRA or SCA) where possible.

Step by step

  1. 1Pick a platform that accepts residents of the UAE.
  2. 2Verify your identity (ID and a selfie).
  3. 3Fill in a W-8BEN form so you pay 30% on US dividends.
  4. 4Add money in AED or USD. Check the exchange rate and deposit fee.
  5. 5Buy a stock or ETF. Fractional shares let you start small.

US dividend tax

30%

US tax on gains

0% for non-residents

Biggest hidden cost

Exchange rate

Your options today

  • UAE-regulated investing apps (for example Sarwa or eToro)
  • International brokers that accept UAE residents (for example Interactive Brokers)

A simpler way is coming: Octaze

US stocks and ETFs from $100, from the UAE and across the globe.

First 500 get zero fees for 6 months · 498 spots left

Questions

Can I buy US stocks from the UAE?

UAE residents face no local income tax on investment gains.

How much US tax do I pay on dividends from the UAE?

30%. There is no US tax treaty, so the default 30% applies.

What is the minimum to start?

Many platforms offer fractional shares, so you can start small. Octaze will let you start from $100.

General information, not financial or tax advice. Rules change, so confirm with your bank or a tax adviser. See also the what-if calculator.